Orange County (OC) Bookkeeping Services, Problem Solving Help | Orange County (OC) California QuickBooks Certified Bookkeeper | Small Business Bookkeeping & Accounting Services Help | Based in Orange County (OC), California  |  Expert Small Business QuickBooks Bookkeeping and Accounting Solutions, Help, Services and On-site Personal Training and Support Services

Certified QuickBooks ProAdvisor Bookkeeper Based in Orange County (OC), CA Quickly Fixes Your Small Business QuickBooks Bookkeeping Problems by Expert Hands-on Help in Bookkeeping Services and Small Business Accounting Services, QuickBooks Training and Support, and On-going and Overview Services

Income Tax Reduction, Audit Deterrence, Penalty Avoidance and Income Tax Preparation

   QuickBooks Small Business Bookkeeping Services and Tutoring

      Small Business Profit Improvement, Value and Competitive Advantages

 

California Tax Education Council

(949) 583 1040  |  (877) 412 1040

 

Based in Orange County (OC), Southern California Since 1976

 

   Thank you for visiting  on our Bargain Hunting? page on ProvidentFinancialServices.US.  We appreciate your visit and look forward to fulfilling your needs.

Home

 

No offshore outsourcing

We Do Not Outsource Your Work Offshore

 

 Your income tax returns are only as good as your bookkeeping.  We're experts at both.

 

For Tax Reduction and Preparation, click here

 

For Business Profit Improvement, click here

 

For a Valuation of Your Business, click here

 

Bargain hunting for a cheap bookkeeper?

Learn more

 

CPI and Inflation Data

 

Links to Members of the Provident Professional Group:

Provident Valuation Professionals

Provident Bookkeeping Services

 

Download Tom's Qualifications

 

More About

Thomas Kalajian

 

The Provident Group operates in a drug-free work environment.

"Surrender to your better angels."

Bargain hunting for low fees?

"There is nothing more expensive than a cheap accountant."

New Small Business Clients Tell Us About Their Distressing Experiences With Their Prior Bargain Bookkeeping and Income Tax Services

 

Most of our clients have had prior unsatisfactory experiences with bargain-priced bookkeepers and income tax preparers.  They come to us after realizing that cutting costs for small business bookkeeping and income tax services is false economy.  Bargain bookkeeping and tax services lead to wasted time, wasted money and, often, lost opportunities for not being able to make sound business decisions because their bookkeeping was either not accurate, not detailed enough, not reliable or not up to date. 

 

Savvy business owners have learned that bargain hunting is not wise for fulfilling a mission-critical business function such as bookkeeping and tax services.  (And, that's why inexperienced small business owners usually insist on price-shopping and selecting only bargain-priced bookkeepers and tax preparers.)  Because we appeal to seasoned clients, we have the privilege of serving fabulous clients who recognize and appreciate what we do for them and how we do it for over 30 years.

 

Moreover, bargain priced bookkeepers and tax preparers don't know enough about basic bookkeeping and business operations to realize that they don't have a sustainable fee structure.  That means they do not have the experience to guide you in your business because they do not know their own business structure.  And, they usually do not stay in business long enough to serve you in the long term. 

 

We have frequently seen where bargain tax services have done the following:

  • Cut corners

  • Poor or no documentation showing their sources of data

  • Entering information which the tax payer has not furnished

  • Business losses entered for non-existent businesses

  • Making up deductions about which the client had no knowledge

  • Tax returns not signed, or signed by someone who was not the preparer

  • Omit supporting information to explain tax treatments or deductions fully

  • Make frequent mistakes

  • Omit, disregard or under-report legitimate deductions

  • Give bad or misleading advice

  • Don't check their work

  • Use bargain or home-based software which prepared or allowed inconsistent numbers from form to form

  • Do not confirm tax treatment with legitimate tax research sources

  • Prepare tax returns when they have not been registered with the State of California as required

  • Misapply tax law

  • Use the wrong tax forms (S corporation tax entity using a C corporation forms, etc.)

  • Do not coordinate the personal and business tax returns

  • Unknowingly or knowingly expose the client to preventable audit exposure

  • Reckless tax strategies (S corporation showing little or no salaries to shareholder-employees, etc.)

  • Create or prevent penalties and interest assessments (little or no attention to estimated tax payments for the following year, etc.)

  • Learn more...

 

Clients tell us that their prior unsatisfactory bookkeeping experiences include:

  • Wrong or inaccurate numbers on reports or books

  • Untimely or missing reports

  • Fines or penalties for omitted, late or inaccurate tax returns or agency reports

  • Uncertainty about accuracy of sales tax, payroll tax or workers compensation reports

  • Inability to produce certified payroll

  • Can't get straight answers to simple questions about your books

  • Sudden disappearances or departures of bookkeeper

  • Not sure QuickBooks is set up correctly or working properly to full capacity

  • Backlogged or incomplete work

  • Forced bank reconciliations (plugging in fictitious numbers to falsify the reconciliation)

  • Books out of balance forcing QuickBooks to generate temporary balancing accounts

  • Refusal or inability to use modern methods to save time and money

  • Not keeping up to date with advances and new time-saving technology

  • Continuing confusion or errors on payroll and payroll tax returns

  • Business transactions from owner's personal expenditures, credit cards, advances, loans or lines of credit not property incorporated into business books

  • Petty cash not properly established, replenished or classified on books

  • Depreciation not considered or incorporated in formal reports to owners for planning

  • Duplicate work or meaningless repetitive work

  • Over-utilization of time-consuming Excel or Word templates to do bookkeeping or financial functions available in QuickBooks

  • Unaware or under-utilization of integrated business features in QuickBooks

  • Unexplained balances, transactions or accounts

  • Mysterious transactions or accounts set up

  • Unavailability of costs by job, department, location or division

  • Expenses and costs not segregated enough to determine costs to set prices properly

  • Equity balances do not agree to prior year tax returns

  • Unfamiliar with accounting on the cash basis or accrual basis for tax returns

  • Not sure when an accounting event has occurred, so critical transactions could be omitted or entered in the wrong year

  • Unfamiliar with basic bookkeeping principles, debits and credits, balancing, error detection, checking procedures and correct reconciliation procedures

  • Payroll not entered or downloaded by individual employee for proper bank reconciliations

  • Unfamiliar with downloading transactions from bank or credit card accounts

  • Chart of accounts too lengthy, too short or incompatible with company operating basis

  • Misclassification of expenses, income, loan proceeds, loans to or from owners, purchases or leases

  • Omitted transactions, including business expenses paid personally by owners

  • Frequent or recurring mistakes

  • Accounts receivable or accounts payable do not agree to customer or vendor records

  • Backwards balances in accounts or books (negative receivables, etc.)

  • Increasing reliance on outside tax preparer for answering bookkeeping questions

  • Unexplained heavy workload

  • Inaccurate or nonsensical reports

  • Unavailable information

  • Continuous excuses for unexplained or unanswered questions

  • Costs or expenses improperly classified

  • Late or unexplained absent work or reports

  • Unusually long time required to do basic or routine tasks

  • Broken promises

  • Unexplained increasing billing

  • Continuous problems or errors

  • Diminishing responsibility for incomplete tasks or missed deadlines

  • Personal problems or family issues conflicting with work assignments

  • Untidy or disorganized work area, files or documents

  • Missing or unavailable company files or valuable documents

  • Company source documents taken off work premises

  • And more...

We know bookkeeping, accounting and income tax services are a mission-critical function to developing accurate financial information for running your business by the numbers.  Moreover, accurate bookkeeping and accounting is critical for reducing taxes and providing reliable information to support you if your tax returns are audited.

 

We're experts in QuickBooks bookkeeping, accounting and taxes for small businesses and individuals with expertise in over 92 industries with over 30 years of experience based in Orange County (OC), California.  That means we know how to accurately assess your situation and quickly formulate a cost-effective service plan to accomplish your objectives. 

 

We believe Mr. Ruskin had the right idea when he advised the following:

 

"It is unwise to pay too much, but it is worse to pay too little.

When you pay too much, you lose a little money - that is all.

When you pay too little you sometimes lose everything because the thing you bought was incapable of doing the thing it was bought to do.

The common law of business balance prohibits paying too little and getting a lot - it cannot be done.

If you deal with the lowest bidder, it is well to add something for the risk you run, and if you do that, you will have enough to pay for something better."

John Ruskin

(1819-1900)

British Author, Artist, Essayist and Critic

(949) 583 1040  ∙  (877) 412 1040

Competent ∙ Responsive ∙ Responsible

 

Broad Service Areas

Orange County (OC), CA

Aliso Viejo, Orange County (OC), CA ▪  Anaheim, Orange County (OC), CA  ▪  Costa Mesa, Orange County (OC), CA  ▪  Coto De Caza, Orange County (OC), CA ▪  Dove Canyon, Orange County (OC), CA  ▪  Foothill Ranch, Orange County (OC), CA  ▪  Irvine, Orange County (OC), CA  ▪  Ladera Ranch, Orange County (OC), CA  ▪  Laguna Beach, Orange County (OC), CA ▪  Laguna Hills, Orange County (OC), CA  ▪  Laguna Niguel, Orange County (OC), CA  ▪  Lake Forest, Orange County (OC), CA  ▪   Mission Viejo, Orange County (OC), CA  ▪  Newport Beach, Orange County (OC), CA  ▪  Orange, Orange County (OC), CA  ▪  Rancho Santa Margarita, Orange County (OC), CA  ▪  San Clemente, Orange County (OC), CA  ▪  San Juan Capistrano, Orange County (OC), CA  ▪  Santa Ana, Orange County (OC), CA  ▪  Trabuco Canyon, Orange County (OC), CA  ▪  Tustin, Orange County (OC), CA

Riverside County, CA

Corona, Riverside County, CA ▪ Norco, Riverside County, CA ▪ Ontario, Riverside County, CA ▪ Riverside, Riverside County, CA

 

Los Angeles County, CA

Bellflower, CA ▪ Carson, CA ▪ Cerritos, CA ▪ Commerce, CA ▪ Lakewood, CA ▪ Long Beach, CA ▪ La Mirada, CA ▪ Norwalk, CA ▪ Paramount, CA ▪ Redondo Beach, CA ▪ Seal Beach, CA

San Diego County, CA

Carlsbad, San Diego County, CA ▪ Coronado, San Diego County, CA ▪ Escondido, San Diego County, CA ▪ Oceanside, San Diego County, CA ▪ San Marcos, San Diego County, CA ▪ Vista, San Diego County, CA

Service Areas by Zip Code

92656 92698 92801 92802 92803 92804 92805 92806 92807 92808 92809 92812 92814 92815 92816 92817 92825 92850 92899 92811 92821 92822 92823 90620 90621 90622 90624 92624 92625 92626 92627 92628 90630 92629 92650 92609 92610 92708 92728 92831 92832 92833 92834 92835 92836 92837 92838 92840 92841 92842 92843 92844 92845 92846 92605 92615 92646 92647 92648 92649 92602 92603 92604 92606 92612 92614 92616 92618 92619 92620 92623 92697 92709 92710 90631 90632 90633 90623 92694 92651 92652 92637 92653 92654 92607 92677 92630 90720 90721 92655 92690 92691 92692 92658 92659 92660 92661 92662 92663 92657 92856 92857 92859 92862 92863 92864 92865 92866 92867 92868 92869 92870 92871 92688 92672 92673 92674 92675 92693 92701 92702 92703 92704 92705 92706 92707 92711 92712 92725 92735 92799 90740 92676 90680 90742 90743 92678 92679 92780 92781 92782 92861 92683 92684 92685 92885 92886 92887

Additional Service Choices Available

Accredited business valuation and value enhancement services from Provident Valuation Professionals. 

Please feel welcome to contact Tom at (949) 706 4875

Easy to Get Started

We can go over all the service options with you during an introductory conversation and give you a free, objective service analysis and estimate.  There is no obligation.  Simply contact us or call and ask for Kathy or Tom at 949-583-1040.

 

Provident Financial Services, Inc.

 

Based in Orange County (OC), CA

 

Income Tax Reduction, Penalty Avoidance, Audit Deterrence and Tax Preparation

 QuickBooks Small Business Bookkeeping and Personalized Training

Small Business Profit Improvement, Value Enhancement and Competitive Strategies

 

Secure Correspondence: U.S. P.O. Box 1120, Lake Forest, Orange County (OC), CA, 92609-1120

Located Near Bake Parkway and Jeronimo Road, Lake Forest, Orange County (OC), CA

 

(949) 583 1040  ∙  (877) 412 1040

Competent ∙ Responsive ∙ Responsible

 

Please ask for Tom or Kathy

 

We provide the following income tax, bookkeeping and consulting

services specifically tailored for small businesses:

 

Certified QuickBooks Bookkeeping for Small Business

 

Certified QuickBooks small business bookkeeping, accounting ∙ QuickBooks bookkeeping tutoring and training ∙ QuickBooks bookkeeping set up ∙ QuickBooks bookkeeping services ∙ QuickBooks bookkeeping help ∙ QuickBooks bookkeeping clean up ∙ QuickBooks bookkeeping catch up ∙ QuickBooks bookkeeping crisis management ∙ QuickBooks problems resolution ∙ QuickBooks bookkeeping solutions ∙ profit and loss statement ∙ balance sheet ∙ statement of cash flow ∙ financial statements ∙ bank reconciliations ∙ accounts payable ∙ accounts receivable ∙ payroll ∙ payroll taxes ∙ sales tax returns ∙ workers compensation reports ∙ cost accounting ∙ small business accounting ∙ small business bookkeeping ∙ on site set up, repair set up, QuickBooks bookkeeping maintenance, restoration, reconstruction, monitoring, adjustment ∙ multi-user or single user installations ∙ desk top or on-line versions ∙ supporting QuickBooks versions 2006- 2010 ∙ job cost set up, repair and reports ∙ services available monthly, quarterly or annually ∙ plus, lots more too numerous to mention here; call us for more details.

 

Tax Reduction, Penalty Avoidance, Audit Deterrence and Tax Preparation

for Individuals and All Business Entities

 

Income tax reduction ∙ income tax penalty avoidance ∙ income tax audit deterrence ∙ income tax planning strategies ∙ computerized modeling for alternate prospective income tax scenarios ∙ income tax preparation ∙ income tax mid-year analysis and projection ∙ pro-active mid-year income tax advice.

 

Qualified Profit Improvement and Value Enhancement Services,

Strategies and Systems for Small Business

 

Small business profit improvement ∙ small business cash flow improvement ∙ small business sustainable competitive advantages ∙ small business sustainable growth strategies ∙ small business value enhancement ∙ small business organizational systems and procedures ∙ small business strategies to add value to the customer experience ∙ small business strategies to release owners from daily maintenance duties to work ON the business instead of IN the business ∙ increasing stability of revenue and earnings in small business enterprises ∙ improving differentiation of the small business compared to rivals ∙ maintaining a higher than average industry gross margin ∙ understanding the lifetime value of a customer ∙ setting realistic financial objectives, tracking actual performance against planned performance ∙ inspiring the team to get on board with a culture of excellence ∙ packaging and bundling products and services ∙ increasing the average value of the sale ∙ understanding the paradigm effect and how it affects the acceptance of new ideas, products, processes and markets ∙ increasing the frequency of customer sales ∙ improving the financial efficiency of operations ∙ establishing and tracking key performance indicators ∙ establishing the company's critical success factors ∙ developing and implementing an extraordinary guarantee policy for increasing the perceived value to the customer, thereby justifying higher prices, greater loyalty and sustainable competitive advantages ∙ nurturing the core values and vision of the founder as the company culture with the team which survives the exit of the founder ∙ developing and strengthening the company's core values ∙ establishing a realistic mission statement ∙ development and adherence to successful policies and practices ∙ effective telephone practices and procedures to capture sales opportunities on the spot ∙ learning how to let go as the owner/founder ∙ dealing with resistance to change amongst the team ∙ effective multi-media learning programs for team members and other stakeholders ∙ strategic planning and tactical planning with implementation support ∙ discovery of key frustrations of both the company's customers and of the industry as a whole to develop effective strategies for remedying these frustrations as a way to create extra value, sustain a premium pricing strategy and create a truly unique selling proposition which undercuts the competition's attempts at price cutting to gain market share ∙ crisis management ∙ danger condition solutions and strategies to prevent recurrence ∙ determination of maximum growth rate sustainable by available and constraints on working capital ∙ restructuring debt ∙ improvement of cash flow ∙ establishing standards and measurement systems for team performance and evaluation ∙ organization and implementation of customer advisory board and team advisory board for gathering information   recorded and conducted off-site ∙ development, development, clarification and dissemination of the company's USP (Unique Selling Proposition) ∙ analysis of the industry's competitive attributes for determining if the industry has good or bad competitors ∙ analysis of industry averages for financial performance with key ratios ∙ analysis of 5-year trends in stability or volatility of revenue, earnings and cash flow ∙ key indicators upon which value is based, including Earnings Before Interest and Taxes (EBIT) and Earnings Before Interest, Taxes, Depreciation and Amortization (EBITDA) ∙ appropriate measures upon business value is determined and how to improve the metrics to make your small business equity increase in value and make your business more salable to the highest and best qualified buyer ∙ effective strategies to prepare your small business for an appropriate exit ∙ developing the depth in management necessary for an effective transition to an Employee Stock Ownership Plan (ESOP) as an exit strategy option.

 

Provident Financial Services provides accounting services not requiring state licensure.

 

Provident Financial Services, Inc. is not affiliated with QuickBooks or Intuit, Inc.  QuickBooks is a registered trademark of Intuit, Inc.

Last updated Wednesday June 16, 2010

 

Experts in Orange County (OC), CA Small Business Bookkeeping and Accounting Services

OC QuickBooks Bookkeeping in Orange County (OC), CA

 

Small Business Income Tax Reduction, Income Tax Audit Deterrence, Income Tax Penalty Avoidance, Income Tax Preparation

 

Small Business Profit Improvement, Sustainable Competitive Advantages, Small Business Equity Value Enhancement

 

Thank you for visiting our site.  We update it frequently, so please feel welcome to return often.

 

(949) 583 1040  ∙  (877) 412 1040

Competent ∙ Responsive ∙ Responsible

 

Please ask for Tom or Kathy

 

Copyright © 2002- 2010 Provident Financial Services , Inc.  ALL RIGHTS RESERVED